XRP has surged well beyond its historical trading ranges, now holding steady at $2.30 after a consistent climb from the $0.50–$1.00 zone. Despite this notable appreciation, prominent voices in the crypto community argue that XRP remains undervalued and that the window to accumulate is still open. While some investors fear they’ve missed the boat, analysts with a proven track record suggest the rally is far from over—and that the next major price milestones could be much higher.
Long-Term Conviction Over Market Hype
One of the most consistent advocates for XRP has been Vandell Aljarrah, co-founder of Black Swan Capitalist. Alongside his brother Versan, Aljarrah has publicly supported XRP accumulation since the coin traded as low as $0.25. Their strategy wasn’t based on short-term speculation but on long-term conviction in XRP’s utility and resilience.
“My brother Versan & I at Black Swan Capitalist and a few others have consistently urged investors to accumulate XRP since it traded at $0.25, $0.30, $0.45, $0.60, and $1.00.
Today, it's at $2.30 and many still believe they’ve missed the opportunity.
When XRP reaches the next…”
— Vandell | Black Swan Capitalist
This quote, shared in June 2025, captures a recurring theme in crypto investing: hesitation driven by FOMO (fear of missing out) and emotional decision-making. Aljarrah emphasizes that investors who waited for “the perfect moment” often end up buying at peaks, not during favorable accumulation zones.
The fact that XRP has not revisited the $0.50–$1.00 range since late 2024 signals strong market fundamentals and sustained demand. Rather than viewing $2.30 as a high entry point, Aljarrah and others see it as a continuation of early-stage growth—especially given XRP’s potential in global payments and institutional adoption.
👉 Discover why top investors are still building their XRP positions at current levels.
Analysts Project Strong Future Growth
Even as XRP trades at multi-year highs, several analysts maintain that its price does not yet reflect its full potential. John Squire, a respected commentator in the digital asset space, has warned that those sitting on the sidelines today may regret their inaction by 2030.
Squire hasn’t issued a specific price target, but his outlook is grounded in macro trends: increasing blockchain integration, growing interest from financial institutions, and Ripple’s expanding network of global payment partners. These developments, he argues, will continue to drive demand for XRP as a bridge currency in cross-border transactions.
Edoardo Farina, founder of Alpha Lions Academy, shares this bullish sentiment. He describes XRP as fundamentally undervalued, citing its strong performance during previous market cycles and its resilience amid regulatory uncertainty. Farina points to improving on-chain metrics—such as rising transaction volume and wallet activity—as evidence of organic growth rather than speculative hype.
Both analysts stress that true value in crypto often unfolds over years, not months. For long-term holders, current prices still represent a favorable risk-reward ratio.
Bullish Forecasts Gain Credibility
One of the most talked-about predictions in recent months came from BarriC, a well-known figure in the XRP community. Back when XRP was trading around $0.80, BarriC projected a rise to $3 by the peak of the current bull cycle. With XRP now firmly above $2.30, that forecast is nearing full realization.
This track record has bolstered confidence in his more ambitious outlooks. BarriC now anticipates XRP reaching $10–$15 between 2028 and 2029, driven by wider adoption in banking and remittance sectors. Looking further ahead, he speculates that XRP could hit $100–$500 by the time of the 2032 Bitcoin halving—a scenario that would require massive ecosystem expansion but isn't ruled out by technological or structural shifts.
While such targets draw skepticism—particularly due to the market cap implications—supporters argue that transformative technologies often outpace conventional financial models. They note that early doubters of Bitcoin’s $10,000 or Ethereum’s $1,000 milestones were proven wrong by real-world adoption and network effects.
Why the Downside Appears Limited
Despite volatility concerns, many analysts see limited downside risk for XRP at current levels. The coin has demonstrated resilience through legal challenges and market downturns, maintaining strong support from developers, institutions, and retail investors alike.
Moreover, Ripple’s ongoing partnerships with central banks and financial institutions add a layer of credibility uncommon in many altcoins. Use cases in real-time settlements, remittances, and CBDC (central bank digital currency) integration provide tangible value drivers beyond pure speculation.
👉 See how institutional adoption could accelerate XRP’s next major price surge.
Frequently Asked Questions
Q: Is it too late to buy XRP at $2.30?
A: According to multiple analysts, no. While XRP has risen significantly from its lows, many believe its long-term potential remains underpriced. With growing adoption and infrastructure development, $2.30 may still be an early stage in its broader price trajectory.
Q: What factors are driving XRP’s price increase?
A: Key drivers include Ripple’s expanding global payment network, increased use in cross-border transactions, rising on-chain activity, and positive sentiment following regulatory clarity. Institutional interest and CBDC collaborations also play a growing role.
Q: Can XRP really reach $10 or higher?
A: Some analysts project XRP could reach $10–$15 by 2029, depending on adoption rates and macroeconomic conditions. While ambitious, such targets are supported by historical growth patterns and expanding use cases.
Q: How does XRP compare to other large-cap cryptocurrencies?
A: Unlike proof-of-work coins like Bitcoin or smart contract platforms like Ethereum, XRP is optimized for fast, low-cost international payments. This niche focus gives it unique utility in financial infrastructure.
Q: What risks should investors consider?
A: Regulatory developments remain a watchpoint, though recent clarity has reduced uncertainty. Additionally, broader crypto market trends can impact short-term volatility, so long-term holding is often recommended.
Q: Where can I securely store and trade XRP?
A: Many major exchanges support XRP trading with strong security measures. Always use trusted platforms and consider cold storage for long-term holdings.
The Bottom Line: Accumulation Over Perfection
The consensus among seasoned analysts is clear: waiting for the “perfect” entry point can be more costly than entering at a slightly higher price with conviction. XRP’s journey from $0.25 to $2.30 reflects years of steady progress—not just in price, but in technology, adoption, and legitimacy.
For those focused on long-term growth rather than short-term swings, current levels still offer meaningful upside potential. Whether XRP reaches $10, $50, or beyond depends on global adoption—but the foundation is being built today.
👉 Start building your future-focused portfolio with strategic XRP accumulation today.
As the market evolves, one lesson stands out: patience and persistence often outperform timing and hesitation. With momentum building and key milestones within reach, now may still be the time to act—before the next chapter unfolds.