In the fast-evolving world of digital finance, managing both crypto and fiat seamlessly is no longer a luxury—it’s a necessity. Enter the next-generation Web3 neobank designed for the modern financial ecosystem. Whether you're trading, saving, or spending, this all-in-one super-app redefines convenience, security, and flexibility in personal finance.
With intuitive design and powerful functionality, the platform bridges traditional banking with the decentralized future. It empowers users to trade over 100 cryptocurrencies, earn yield on savings, and spend effortlessly using a customizable debit card accepted at 90 million Mastercard merchants worldwide.
👉 Discover how you can take full control of your digital and fiat finances today.
A Unified Financial Experience: Trading, Saving, and Payments
Gone are the days of juggling multiple apps for different financial needs. This Web3 neobank integrates crypto trading, fiat management, and instant payments into a single, easy-to-use interface.
Trade Like a Pro with Full Compliance
The platform operates as a fully licensed crypto exchange, authorized under the supervision of the Financial Crime Investigation Service (FCIS) of the Republic of Lithuania. This ensures that every transaction meets strict regulatory standards—giving users peace of mind without sacrificing performance.
You can:
- Buy and sell 100+ cryptocurrencies
- Use credit cards, bank transfers, or existing crypto for purchases
- Access both Basic and Pro trading interfaces to match your experience level
Whether you're new to crypto or a seasoned trader, the exchange supports your journey with transparent pricing and true cost execution—no hidden markups.
Spend Smarter with a Customizable Debit Card
One of the standout features of this neobank is its custom fiat and crypto debit card, powered by Mastercard. The card allows seamless spending across millions of online and physical stores globally.
Your card isn’t just functional—it’s personal. Choose your own color and design, making it uniquely yours while enjoying real-world utility.
Unbeatable Rewards for Every User
Cardholders earn points based on spending levels, unlocking tiered benefits across six membership levels:
- Basic: 0 Points
- Black: 100 Points
- Silver: 250 Points
- Gold: 500 Points
- Platinum: 1,000 Points
- Diamond: 2,000 Points
Higher tiers unlock premium perks, including up to 5% cashback on purchases and access to more than 100 digital subscription services. From streaming platforms to productivity tools, your rewards grow with your usage.
👉 See how much you could earn with smarter spending habits.
Instant Transfers with Personal IBAN Support
Managing cash flow is effortless thanks to integrated SEPA transfers. Each user receives a personal IBAN, enabling instantaneous deposits and withdrawals between the app and external banks within Europe.
No more waiting days for funds to clear—your money moves at the speed of need. This feature is especially valuable for freelancers, remote workers, and digital nomads who require fast, reliable access to their euros.
Save Responsibly with Flexible Yield Options
Crypto savings should be secure, transparent, and accessible. That’s why the platform emphasizes responsible yield generation. Users can set personalized savings goals and earn competitive returns—with full freedom to withdraw funds at any time.
Unlike rigid staking models or long lock-up periods, this approach prioritizes liquidity and user control. Whether you're saving for a big purchase or growing your digital wealth over time, the tools are built around your financial rhythm.
Built for Simplicity, Powered for Performance
Minimalist design meets maximum functionality. The app's clean interface ensures even complex actions—like cross-border transfers or crypto trades—are intuitive and stress-free.
Behind the sleek UX lies robust infrastructure:
- End-to-end encryption
- Real-time transaction monitoring
- Instant card freezing via the mobile app if loss or theft occurs
Security isn’t an afterthought—it's embedded in every layer of the experience.
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Frequently Asked Questions
Q: Is this service available outside Europe?
A: While core features like crypto trading are accessible globally, certain banking services—including the personal IBAN and SEPA transfers—are currently available primarily to EU residents.
Q: How is my crypto protected?
A: The platform uses industry-standard security practices, including cold storage for most assets, multi-signature wallets, and regular audits to safeguard user funds.
Q: Can I use both crypto and fiat on the same card?
A: Yes. The debit card automatically converts your chosen currency (crypto or fiat) at point of sale, so you can spend either balance seamlessly.
Q: Are there monthly fees for the card?
A: There is no monthly fee for the basic card. Premium features or higher-tier memberships may include associated costs—details are outlined in the full Terms & Conditions.
Q: What happens if my card is lost or stolen?
A: You can instantly freeze or terminate your card directly from the app. For further assistance, contact support at [email protected].
Q: Who issues the debit card?
A: The hi Debit Mastercard is issued by Moorwand Ltd (FCA Reference No 900709), a principal member of Mastercard International Incorporated.
👉 Get started with a financial platform built for the digital age.
Core Keywords Integration
This Web3 neobank experience is optimized around key themes that reflect user search intent:
Web3 neobank, crypto debit card, buy cryptocurrency, earn crypto yield, SEPA transfer, Mastercard crypto, digital banking app, and licensed crypto exchange.
These terms naturally appear throughout the content to enhance SEO visibility while maintaining readability and relevance.
Final Thoughts
The future of finance isn’t about choosing between traditional money and digital assets—it’s about harmonizing both. This next-gen neobank delivers exactly that: a unified, secure, and rewarding environment where crypto and fiat coexist seamlessly.
From instant transfers and tiered rewards to responsible savings and global spending power, every feature is crafted with the user in mind. Whether you're diving into crypto for the first time or optimizing an existing portfolio, this platform equips you with the tools to thrive in a borderless economy.
Take control. Simplify your finances. Step into the new era of digital banking.