Blockchain technology has opened the door to a new financial frontier — decentralized finance (DeFi), non-fungible tokens (NFTs), and cross-chain applications. But for many newcomers, the idea of managing a self-custody wallet feels intimidating. Terms like private keys, seed phrases, and gas fees can be overwhelming. Enter Blocto, a user-friendly blockchain wallet designed to bridge the gap between beginners and advanced crypto users.
Developed by Taiwanese tech team portto, Blocto combines the ease of a centralized exchange with the flexibility of a decentralized wallet. It supports multiple blockchains — including Binance Smart Chain (BSC), Solana, and Flow — making it an ideal entry point for those exploring DeFi, staking, and NFTs without the steep learning curve.
This guide walks you through setting up your first BSC wallet in Blocto, transferring BNB from Binance, and exploring key features that simplify blockchain interactions — all while keeping security and usability in mind.
Create Your First Binance Smart Chain (BSC) Wallet
After downloading and registering on the Blocto app, navigate to the Wallet tab. You’ll initially see only Blocto Points — a utility token used to cover transaction fees — along with a welcome bonus of around 3,000 points (approximately $1 USD).
To begin using BSC, tap the pencil icon in the top-right corner, then select + Add Token. Search for BNB - Smart Chain (black logo) under the "S" section. Since Blocto uses smart contract wallets, creating a BSC wallet costs just under 800 points (~$0.25), far less than Ethereum’s high gas fees.
👉 Get started with Blocto today and explore multi-chain DeFi with ease.
Once created, your wallet will show a zero BNB balance — normal at this stage. The real action begins when you deposit funds.
Understanding Blocto Points: Your Gas Fee Solution
One of Blocto’s standout features is its use of Blocto Points to pay for gas fees across supported chains like BSC, Ethereum, Solana, and Flow.
Traditional wallets require native tokens (e.g., BNB for BSC, ETH for Ethereum) to cover transaction costs. This often leads to issues: accidentally spending all your BNB leaves you unable to send or interact with DeFi apps.
Blocto eliminates this problem by allowing users to pay gas fees in Points, which can be:
- Purchased directly in-app via credit card or Apple Pay
- Earned by completing simple educational tasks in the app
- Rewarded through future BLT token incentives
Each task involves reading blockchain articles and answering multiple-choice questions — many are straightforward and reward up to 1,000 points (~$0.33). Completing all available tasks can yield around **6,500 points (~$2)** — enough for dozens of transactions.
This system lowers barriers for beginners and ensures uninterrupted access to DeFi ecosystems.
Transfer BNB from Binance to Your Blocto Wallet
Now that your BSC wallet is ready, it's time to fund it.
- In Blocto, go to the BNB - Smart Chain wallet and tap Receive.
- Copy the displayed address.
- Log into your Binance account and navigate to Withdraw > BNB.
- Paste the address and ensure the network is set to BEP20 (BSC) — not BEP2.
- Enter the withdrawal amount (remember: withdrawal fees are deducted from the total).
⚠️ Important: Using BEP2 (Binance Chain) instead of BEP20 (Binance Smart Chain) may result in permanent fund loss if the recipient doesn’t support BEP2. Always double-check!
After confirming the transaction, wait a few minutes for the blockchain to process it. Once complete, your Blocto wallet will reflect the updated BNB balance.
Explore DeFi: Stake in PancakeSwap Farms
With BNB in your wallet, you're ready to dive into DeFi.
Tap the Compass (Explore) icon at the bottom of the app. Use the search bar to find PancakeSwap, one of BSC’s leading decentralized exchanges (DEXs) for liquidity pools and yield farming.
Blocto automatically switches to the correct network — no manual chain selection needed. When you visit PancakeSwap.finance, the wallet detects it’s a BSC-based dApp and adjusts accordingly.
From here, you can:
- Provide liquidity to earn CAKE rewards
- Stake LP tokens in farms
- Harvest yields
- Swap tokens seamlessly
While Blocto currently only displays supported tokens (BNB, CAKE, BAKE on BSC), you can still interact with any dApp. For unsupported tokens, use external tools like Poocoin or Dex.Guru to track balances and prices.
👉 Start earning yield in DeFi with a secure, multi-chain wallet.
Key Features That Make Blocto Stand Out
✅ Multi-Chain Support with One-Wallet Simplicity
Unlike most wallets that isolate assets per chain, Blocto organizes everything under a unified interface. Each blockchain (Ethereum, BSC, Solana, Flow) appears as a separate asset block, with its own address and balance — simplifying management across ecosystems.
You can:
- Hold ETH, BNB, SOL, FLOW simultaneously
- Switch between chains instantly
- Track fiat values in real time
✅ Built-in On-Ramp: Buy Crypto Directly
Blocto integrates MoonPay, allowing users to purchase crypto directly within the app using credit cards or Apple Pay.
Supported assets include:
- BNB, ETH, SOL, MATIC, TRX
- Stablecoins: USDT, USDC, DAI (on Ethereum), BUSD (on BSC)
- FLOW-native FFUSD
- DeFi tokens: UNI, LINK, OMG
This feature lets new users skip exchanges entirely — buy BNB directly and start farming on PancakeSwap without leaving the app.
✅ NFT Management Made Easy
Blocto excels in NFT usability, especially on the Flow blockchain, home to popular projects like NBA Top Shot.
As one of the few non-custodial wallets supporting Flow (alongside Ledger), Blocto allows users to:
- View NFT collections visually
- Participate in drops and purchases
- Stake FLOW tokens directly from the wallet
- Access exclusive discounts on NBA Top Shot packs
Future updates will introduce Blocto Auction House, enabling cross-chain NFT trading and bidding — further enhancing its role as a full-featured digital asset hub.
✅ Flexible Gas Payment Options
Beyond Blocto Points, users can pay gas fees using:
- Native tokens (BNB on BSC, SOL on Solana)
- Stablecoins on supported chains (e.g., USDT, USDC on Ethereum)
However, using Blocto Points is recommended — it avoids depleting your main holdings and streamlines transactions.
Upcoming Innovations: BLT Token and Cross-Chain Expansion
Blocto is preparing to launch its native token: BLT.
Holders will benefit from:
- Rewards for wallet activity (trading, staking)
- Access to Blocto Vault, a yield aggregation pool
- Ability to burn BLT for enhanced rewards
- Governance rights in future upgrades
Additionally, BloctoSwap aims to become a leading cross-chain DEX, already enabling ETH-to-tUSDT teleportation onto Flow. Future plans include expanding support to Solana, Polygon, and more — positioning Blocto as a true multi-chain gateway.
Frequently Asked Questions (FAQ)
Q: Is Blocto safe for beginners?
Yes. Blocto offers custodial onboarding with optional self-custody later. You’re not required to manage seed phrases upfront, reducing risk during early learning stages.
Q: Can I use Blocto without owning any crypto?
Absolutely. Use in-app tasks to earn Blocto Points and buy crypto directly via MoonPay — no prior holdings needed.
Q: Does Blocto support Polygon (MATIC)?
Not yet, but Polygon integration is highly requested and expected in future updates.
Q: How do I see unsupported tokens in my wallet?
Use external explorers like Poocoin or Dex.Guru. Paste your wallet address to view all token balances and price charts across BSC.
Q: What happens after BLT launches?
Users will earn BLT through transactions and staking. More details on distribution and utility are available on portto’s official blog.
Q: Can I stake Solana or Ethereum in Blocto?
Currently, staking is available for FLOW. Solana and Ethereum staking may be added in future versions.
👉 Discover how Blocto simplifies multi-chain DeFi and NFT experiences — start your journey now.
Blocto redefines what a blockchain wallet can be: accessible for beginners, powerful for experts, and seamlessly integrated across ecosystems. Whether you're farming on BSC, collecting NBA Top Shot moments on Flow, or preparing for Solana’s next big launch, Blocto provides a smooth, secure gateway into Web3.
With upcoming features like BLT rewards, cross-chain swaps, and NFT auctions, it’s more than just a wallet — it’s your personal portal to the decentralized future.