Alchemy Pay has emerged as a leading innovator at the intersection of traditional finance and digital currencies. Designed to bridge the gap between fiat and cryptocurrency ecosystems, Alchemy Pay enables seamless transactions across both worlds—making it easier than ever for individuals and businesses to adopt crypto in everyday payments.
This comprehensive guide explores everything you need to know about Alchemy Pay, from its core products and technology to the ACH token, team, partnerships, and investment potential—all while maintaining clarity, accuracy, and strong SEO performance.
What is Alchemy Pay?
Alchemy Pay is a global payment platform launched in 2018 that integrates cryptocurrency and fiat currency transaction systems. Acting as a financial bridge, it connects blockchain-based assets with real-world commerce by enabling users to pay with digital currencies like Bitcoin and Ethereum through widely accepted payment channels such as Visa, Mastercard, and various e-wallets.
By supporting both crypto-to-fiat and fiat-to-crypto conversions, Alchemy Pay removes friction in cross-border transactions and accelerates mainstream adoption of digital assets.
👉 Discover how Alchemy Pay is transforming digital payments today.
Key Products and Services
Alchemy Pay offers a diverse suite of financial tools tailored for consumers, merchants, and enterprises navigating the hybrid economy of crypto and traditional money.
Wallet
The Alchemy Pay Wallet is a user-friendly digital wallet that allows instant conversion between cryptocurrencies and fiat currencies. It supports direct payments at merchants integrated with Alchemy Pay and includes a rewards system where users earn loyalty points on every transaction.
This dual functionality—spending power plus incentive programs—makes the wallet ideal for everyday use, combining practicality with promotional benefits.
NFT Checkout
With the rise of non-fungible tokens (NFTs), Alchemy Pay introduced NFT Checkout, a payment solution that allows users to purchase NFTs using conventional methods like credit cards or bank transfers—without needing prior crypto holdings.
To ensure security, NFT Checkout leverages Forter’s AI-powered anti-fraud system, minimizing risks associated with chargebacks and identity theft in online NFT marketplaces.
Crypto Card
The Crypto Card is a physical or virtual debit card linked to your crypto balance. It enables holders to spend Bitcoin (BTC), Ethereum (ETH), stablecoins, and other supported assets at millions of merchants worldwide—both online and offline.
Because the card automatically converts crypto into local currency at point-of-sale, users enjoy the flexibility of spending digital assets just like cash.
Crypto Payment Gateway
For businesses, Alchemy Pay offers a crypto payment gateway that allows merchants to accept cryptocurrency payments while receiving settlements in fiat currency. This eliminates exposure to crypto volatility while expanding customer reach.
The platform handles all backend processing, including real-time conversion and compliance checks, making it simple for retailers—from small shops to large e-commerce platforms—to integrate crypto payments.
Core Features That Set Alchemy Pay Apart
Several technological innovations position Alchemy Pay ahead of many competitors in the Web3 payments space.
Fiat Payment Processor via Smart Contracts
Alchemy Pay uses Ethereum-based smart contracts to securely facilitate transactions between fiat and cryptocurrency networks. This integration allows smooth interoperability with legacy financial infrastructure like credit card processors and banking rails.
Additionally, the platform supports major e-wallets such as PayPal and Google Pay, further enhancing accessibility.
Multi-POS Terminals with Offline Support
One of Alchemy Pay’s standout features is its multi-POS terminal system, which functions even without internet connectivity. These lightweight terminals can be deployed across multiple point-of-sale systems, enabling small merchants in low-connectivity regions to accept digital payments reliably.
This offline capability makes Alchemy Pay particularly valuable in emerging markets where internet access may be inconsistent.
Crypto-Linked Virtual Cards
Alchemy Pay issues virtual cards tied directly to cryptocurrency wallets. These cards work seamlessly on major e-commerce sites like Amazon and eBay, allowing users to spend crypto effortlessly without converting manually.
This level of integration brings digital assets closer to mainstream usability.
ACH Coin: The Utility Token Behind the Ecosystem
What is ACH Coin?
ACH Coin is the native utility token of the Alchemy Pay ecosystem, built on the Ethereum blockchain using the ERC-20 standard. It plays a crucial role in reducing transaction fees, enabling governance participation, and powering various platform incentives.
Holding or using ACH provides tangible benefits within the network, encouraging long-term engagement.
Key Metrics (as of 2025)
- Token Name: Alchemy Pay
- Ticker Symbol: ACH
- Token Type: Utility & Governance
- Blockchain: Ethereum (ERC-20)
- Smart Contract Address:
0xed04915c23f00a313a544955524eb7dbd823143d - Total Supply: 9,999,999,999 ACH
- Circulating Supply: ~4.94 billion ACH
- Fully Diluted Market Cap: $196.3 million
- 24-Hour Trading Volume: $34 million
These metrics reflect a well-distributed token model with significant liquidity and growth potential.
Token Allocation Breakdown
- Payment Mining: 40%
- IEO (Initial Exchange Offering): 18%
- Team: 18%
- Fin-Eco Mining: 11%
- Network Mobility Incentives: 6%
- Consulting & Advisory Fees: 2%
This allocation supports decentralization while ensuring sustainable development through team reserves and ecosystem incentives.
Where to Buy ACH Coin?
ACH Coin is listed on several top-tier cryptocurrency exchanges, ensuring high liquidity and easy access for global investors. You can trade ACH on platforms including:
- Binance
- Bybit
- OKX
👉 Start trading ACH Coin securely on a trusted exchange today.
Always conduct due diligence before investing and consider using hardware wallets for long-term storage.
How to Store ACH Coin Safely?
Since ACH is an ERC-20 token, it can be stored in any wallet that supports Ethereum-based assets. Recommended options include:
- MetaMask – Ideal for frequent traders and DeFi users
- Trust Wallet – Mobile-friendly with built-in exchange features
- Ledger Nano S/X – Best for cold storage and maximum security
Using a hardware wallet is strongly advised if you're holding large amounts long-term.
Team, Investors & Strategic Partnerships
Leadership Team
Alchemy Pay is led by a seasoned team with deep expertise in fintech and digital innovation.
- John Tan (CEO): Former executive at DBS Bank and Honeywell RSA, bringing over a decade of experience in secure payment solutions.
- Molly Zheng (Chairwoman & Co-founder): Veteran of PayPal China, HSBC China, and Mastercard China with more than 20 years in global payments.
- Shawn Shi (Chairman & Co-founder): Ex-marketing lead at QIHU 360 and Managing Partner at Oak Grove Ventures.
Their combined background gives Alchemy Pay strong credibility in both traditional finance and blockchain innovation.
Major Investors
In April 2023, Alchemy Pay raised $10 million from DWF Labs**, achieving a valuation of **$400 million. The project has also drawn strategic interest from key players in the payments industry, signaling confidence in its long-term viability.
Strategic Partnerships
Alchemy Pay collaborates with leading blockchain projects and platforms, including:
- Arbitrum – For scalable Layer 2 transactions
- Sui – To explore next-gen payment integrations
- Binance, OKX, MEXC – As exchange partners enhancing liquidity
These alliances strengthen Alchemy Pay’s ecosystem reach and technical capabilities.
Should You Invest in Alchemy Pay?
Investing in Alchemy Pay presents a compelling opportunity for those seeking exposure to real-world blockchain applications in finance. As more businesses adopt crypto-friendly payment systems, platforms like Alchemy Pay are well-positioned to benefit from increased demand.
However, as with any crypto investment:
- Assess market trends
- Understand the project’s fundamentals
- Evaluate your personal risk tolerance
Diversification and ongoing research remain key strategies for sustainable success.
Frequently Asked Questions (FAQ)
Q: Is Alchemy Pay available worldwide?
A: Yes, Alchemy Pay operates globally and supports users and merchants in multiple countries across Asia, Europe, North America, and beyond.
Q: Can I use Alchemy Pay without owning cryptocurrency?
A: Absolutely. Thanks to NFT Checkout and fiat integration, users can make purchases using traditional payment methods without holding any crypto.
Q: Is ACH Coin inflationary?
A: No. ACH has a fixed total supply of nearly 10 billion tokens, meaning it is not subject to unlimited inflation.
Q: Does Alchemy Pay charge high fees?
A: On the contrary—using ACH tokens reduces transaction costs significantly compared to standard processing fees.
Q: How does offline POS work?
A: The multi-POS terminals store transaction data locally when offline and sync once reconnected, ensuring uninterrupted service.
Q: Is my data safe with Alchemy Pay?
A: Yes. The platform employs advanced encryption, fraud detection via Forter, and complies with international data protection standards.
👉 Learn how Alchemy Pay is shaping the future of digital transactions.