Purchasing cryptocurrency has become increasingly seamless, especially for iOS users who want fast, secure, and user-friendly payment methods. One of the most convenient options available today is Apple Pay—a trusted digital wallet that allows iPhone, iPad, Apple Watch, and Mac users to make secure online and in-app purchases with just one tap.
This guide walks you through the top platforms where you can buy cryptocurrency using Apple Pay, along with a clear, step-by-step process for each. We focus only on legitimate, KYC-compliant exchanges and services that support Apple Pay for crypto purchases, ensuring safety and reliability.
Whether you're buying Bitcoin, Ethereum, or stablecoins like USDT, using Apple Pay streamlines the process with low fees and instant transactions.
Why Use Apple Pay to Buy Crypto?
Apple Pay offers several advantages for crypto buyers:
- Speed: Transactions are nearly instant.
- Security: Uses tokenization and biometric authentication (Face ID or Touch ID).
- No card details shared: Your financial information stays private.
- Low fees: Many platforms charge minimal or no additional fees when using Apple Pay.
- Wide fiat support: Works with USD, EUR, GBP, and over 30 other currencies.
👉 Discover how easy it is to start buying crypto with just a few taps.
Top Platforms to Buy Cryptocurrency with Apple Pay
While numerous exchanges support crypto purchases via credit or debit cards, only a few integrate Apple Pay directly. Below are the top three platforms that allow smooth, secure purchases using Apple Pay.
1. Bybit – Best Exchange for Buying Crypto with Apple Pay
Bybit stands out as one of the most efficient platforms for purchasing cryptocurrency with Apple Pay. With access to over 650 cryptocurrencies, competitive trading fees, and high liquidity, it's ideal for both beginners and experienced traders.
Trading Fees:
- Spot market: 0.08% (makers), 0.1% (takers)
- Futures: 0.02% (makers), 0.055% (takers)
Bybit supports Apple Pay for purchases in over 80 fiat currencies with no processing fees, making it one of the most cost-effective options available.
Step-by-Step: How to Buy Crypto on Bybit with Apple Pay
Step 1: Sign Up and Complete KYC Verification
Create an account using your email or phone number. Then complete identity verification by uploading a government-issued ID and taking a live selfie.
Step 2: Navigate to “Buy Crypto”
Once logged in, click “Buy Crypto” in the top-left corner of the homepage and select “Buy with One Click.”
Step 3: Choose Your Fiat and Crypto
Select your preferred fiat currency (e.g., USD, EUR, GBP), choose a cryptocurrency (like Bitcoin or USDT), and enter the amount you wish to spend.
Step 4: Select Apple Pay as Payment Method
If not already selected, switch your payment method to Apple Pay under the “Payment Methods” section.
Step 5: Confirm and Complete Purchase
Click “Buy”, and you’ll be redirected to Apple Pay to authenticate the transaction using Face ID or Touch ID. Within minutes, your purchased crypto will appear in your Bybit wallet.
👉 Start buying crypto instantly with Apple Pay—fast, secure, and simple.
2. Binance – Largest Crypto Exchange Supporting Apple Pay
Binance is the world’s largest cryptocurrency exchange by trading volume. It offers over 350 digital assets, advanced trading tools, and strong security protocols—making it a top choice for active investors.
Trading Fees:
- Spot market: 0.1% (both makers and takers)
- Futures: 0.02% (makers), 0.05% (takers)
Binance allows users to buy crypto with Apple Pay using more than 30 supported fiat currencies, including USD, EUR, and GBP. Transaction fees are typically around 2%, depending on the provider.
Step-by-Step: How to Buy Crypto on Binance with Apple Pay
Step 1: Register and Verify Your Account
Sign up at Binance and complete KYC verification by submitting a government ID, proof of address, and facial recognition.
Step 2: Go to “Buy Crypto” Section
After logging in, click “Buy Crypto” in the upper-left menu and select “Credit/Debit Card.”
Step 3: Enter Purchase Details
Choose your fiat currency and the amount you want to spend on Bitcoin or another cryptocurrency. Click “Continue.”
Step 4: Choose Apple Pay
Select Apple Pay as your payment method from the available options.
Step 5: Review and Confirm Order
Check all transaction details and click “Continue.”
Step 6: Finalize Payment via Apple Pay
You’ll be prompted to choose a linked card in your Apple Wallet. Authenticate with Face ID or Touch ID to complete the purchase.
Step 7: Check Your Balance
Once confirmed, your cryptocurrency will be credited to your Binance spot wallet within minutes.
3. BitPay – Best for Buying Bitcoin Directly with Apple Pay
BitPay is a global payment processor that enables individuals and businesses to send, receive, and store cryptocurrencies securely. While not a traditional exchange, BitPay functions as a crypto wallet that integrates with third-party providers like MoonPay and Simplex to facilitate purchases.
With BitPay, you can buy over 60 cryptocurrencies, including BTC, ETH, and USDT, directly using Apple Pay—without any platform trading fees.
Step-by-Step: How to Buy Crypto with Apple Pay via BitPay
Step 1: Download the BitPay App
Get the app from the App Store for iPhone, iPad, or Mac. Skip this if already installed.
Step 2: Log In and Select “Buy Crypto”
Open the app, log in, and tap “Buy Crypto.” Choose the cryptocurrency you’d like to purchase.
Step 3: Enter Amount and Fiat Currency
Select your preferred fiat currency (USD, EUR, GBP, etc.) and input the amount you want to spend.
Step 4: Choose Apple Pay as Payment Method
Select Apple Pay, then view offers from integrated providers such as MoonPay or Simplex.
Step 5: Pick Your Preferred Offer and Pay
Compare rates and fees from different providers, select one, and proceed with payment via Apple Pay.
Step 6: Receive Your Crypto
After payment confirmation, your cryptocurrency will be deposited directly into your BitPay wallet for safekeeping or transfer.
Frequently Asked Questions (FAQs)
Can I buy any cryptocurrency with Apple Pay?
Yes—on supported platforms like Bybit, Binance, and BitPay, you can purchase popular cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), USDT, and many others using Apple Pay.
Are there fees when buying crypto with Apple Pay?
Fees depend on the platform and payment provider. Some services like Bybit offer zero processing fees, while others may charge up to 2% per transaction. Always review costs before confirming.
Is it safe to use Apple Pay for crypto purchases?
Absolutely. Apple Pay uses end-to-end encryption and tokenization to protect your card information. Combined with biometric authentication (Face ID/Touch ID), it’s one of the safest ways to pay online.
Do I need KYC verification to buy crypto with Apple Pay?
Most regulated platforms require KYC verification (ID upload, selfie, address proof) before allowing purchases. This ensures compliance with anti-money laundering (AML) regulations.
How long does it take to receive crypto after paying with Apple Pay?
Transactions are usually completed within a few minutes, though processing times may vary slightly based on network traffic or provider policies.
Can I use Apple Pay on desktop to buy crypto?
Yes! You can use Apple Pay on Mac computers via Safari browser when purchasing through compatible platforms like Binance or BitPay.
Final Thoughts
Buying cryptocurrency with Apple Pay combines speed, security, and simplicity—making it one of the best options for iOS users looking to enter the digital asset space. Platforms like Bybit, Binance, and BitPay offer seamless integration with Apple’s payment system, allowing you to acquire Bitcoin and other cryptos in minutes.
Among them, Bybit is highly recommended due to its wide selection of cryptocurrencies, low fees, and smooth user experience when using Apple Pay.
Whether you're making your first purchase or adding to your portfolio, leveraging Apple Pay reduces friction and enhances security—two critical factors in today’s digital economy.