Keeping track of your investments is essential for building long-term wealth and staying aligned with your financial goals. With so many platforms and account types—brokerages, retirement funds, crypto wallets, and more—it's easy to lose sight of the big picture. That’s where investment tracking apps come in.
These tools consolidate your assets into a single dashboard, offer performance insights, and help you optimize your portfolio. After extensive testing of both free and premium options, I’ve identified the top five investment tracking apps that deliver real value across different investor profiles.
Whether you're planning for retirement, managing international holdings, or diversifying into crypto and private equity, there’s a solution here for you.
👉 Discover how top investors streamline their portfolios with powerful tracking tools.
1. Empower – Best for Retirement Planning & Free Portfolio Analysis
Available on: iOS, Android, Web
Pricing: Free core tools; optional wealth management services available
Empower (formerly Personal Capital) stands out as one of the most comprehensive free financial tracking platforms available today. It seamlessly syncs with your bank accounts, 401(k)s, IRAs, taxable brokerage accounts, and more to give you a unified view of your net worth and investment performance.
What makes Empower truly powerful is its retirement planner and investment checkup tools. These go beyond basic balance tracking by analyzing whether your current asset allocation aligns with optimal risk-adjusted returns—measured against the efficient frontier. This data-driven insight helps you determine if your portfolio is overexposed to risk or underperforming relative to its volatility.
Key features include:
- Real-time portfolio tracking across all account types
- Fee analyzer that uncovers hidden investment costs
- Cash flow monitoring to understand spending vs. saving trends
- Retirement planner with customizable inputs (retirement age, expected expenses, Social Security estimates)
While the app itself is free, it acts as a gateway to Empower’s fee-based wealth management services—a model that funds the platform without charging users directly. However, you’re under no obligation to use these services.
For hands-on investors who want professional-grade analytics at no cost, Empower remains a top-tier choice.
2. Kubera – Best for Complex & Diversified Portfolios
Available on: Web (mobile-responsive)
Pricing: $150/year ($1 trial for 14 days)
If your net worth spans traditional stocks, real estate, private equity, or cryptocurrency, Kubera is built for you. Unlike most trackers focused on public markets, Kubera excels at aggregating all forms of wealth—including off-exchange assets like startup equity, NFTs, and physical property.
Its clean interface displays your total net worth over time, broken down by asset class, currency, and holding type. You can also model future scenarios based on different market outcomes or withdrawal rates—ideal for long-term financial planning.
Notable capabilities:
- Unified dashboard for crypto (Bitcoin, Ethereum, DeFi), private investments, and physical assets
- Dynamic forecasting with adjustable assumptions
- Built-in estate planning tools with beneficiary tagging
- Strong privacy focus—no ads, no data selling
Kubera has gained popularity among high-net-worth individuals and crypto-native investors who need a holistic view of their finances beyond Wall Street.
👉 See how advanced wealth tracking can simplify complex portfolios.
3. Yahoo! Finance – Best for Casual Investors & Real-Time Updates
Available on: iOS, Android, Web
Pricing: Free; premium tier available at $25/month
Yahoo! Finance is a go-to destination for stock quotes, market news, and financial education. But many don’t realize it also functions as a capable free portfolio tracker.
By linking your brokerage accounts through secure aggregation (via Yodlee), Yahoo! Finance pulls in real-time balances and transaction data. You can track individual stocks, ETFs, and mutual funds with live pricing updates.
While it lacks deep analytical tools compared to others on this list, it’s perfect for:
- Monitoring shortlists of favorite stocks
- Receiving price alerts and earnings notifications
- Viewing integrated news feeds relevant to your holdings
The premium version adds advanced charting and technical analysis features—useful for active traders—but most passive investors will find the free tier sufficient.
It’s not designed for detailed tax reporting or retirement modeling, but as a lightweight, no-cost tracker with excellent usability, Yahoo! Finance earns its place.
4. Sharesight – Best for International Investors & Tax Reporting
Available on: Web (mobile-friendly)
Pricing: Free plan (up to 10 holdings); paid plans from $16–$43/month
For investors with global portfolios—especially those dealing in multiple currencies or foreign tax regimes—Sharesight offers unmatched depth.
Originally popular in Australia and New Zealand, Sharesight now supports investors worldwide with robust tools for:
- Tracking dividends across international markets (including DRIP reinvestment)
- Calculating capital gains and foreign tax credits
- Generating performance reports compliant with local regulations (e.g., FIF rules)
- Benchmarking against global indices like the S&P 500 or MSCI World
Its diversification analysis shows exposure across sectors, regions, and currencies—helping avoid unintended concentration risks.
With automatic data syncing from hundreds of brokers and exchanges, Sharesight reduces manual entry while increasing accuracy. The free plan works well for small portfolios; serious investors will benefit from upgrading to unlock full reporting features.
5. Morningstar Investor – Best for In-Depth Research & Portfolio X-Ray
Available on: Web, Mobile App
Pricing: $249/year or $34.95/month (7-day trial)
Morningstar Investor combines elite research with solid portfolio management tools. It’s ideal for intermediate to advanced investors who want more than just performance charts—they want context.
Subscribers gain access to:
- Independent analyst reports with fair value estimates
- Portfolio “x-ray” that reveals hidden risks like sector overlap or fee drag
- Custom screening tools to find undervalued stocks or low-cost funds
- Performance benchmarking against Morningstar categories and indexes
The portfolio x-ray feature is particularly valuable—it breaks down your holdings by style box (growth/value), market cap, sustainability ratings, and ownership concentration.
While pricier than other options, Morningstar justifies its cost with unparalleled research quality and actionable insights.
Frequently Asked Questions (FAQ)
Q: Are investment tracking apps safe to use?
A: Yes—most reputable apps use bank-level encryption and read-only access via third-party aggregators like Plaid or Yodlee. They cannot move money or execute trades.
Q: Can I track cryptocurrency in these apps?
A: Kubera offers the most comprehensive crypto integration. Empower and Yahoo! Finance support limited crypto tracking via manual entry or exchange syncing.
Q: Do any of these apps provide financial advice?
A: Empower offers free tools that simulate advisory insights (like asset allocation checks), but none replace personalized advice from a licensed financial advisor.
Q: Which app is best for beginners?
A: Yahoo! Finance and Empower are the most user-friendly starting points due to their intuitive interfaces and free access.
Q: Can I import data from spreadsheets or CSV files?
A: Sharesight and Kubera allow CSV imports for non-connected accounts or private holdings.
Q: Is real-time data available on all platforms?
A: Most provide near real-time updates (15–20 minute delays for free tiers). Premium versions often offer live streaming data.
Final Thoughts: Choosing the Right Investment Tracker
Your ideal investment tracking app should align with your goals:
- Planning retirement? → Empower
- Managing global assets? → Sharesight
- Holding crypto or private equity? → Kubera
- Wanting expert research? → Morningstar Investor
- Needing a simple free tool? → Yahoo! Finance
👉 Start optimizing your investment strategy with a powerful tracking platform today.
No matter which app you choose, consistency matters more than perfection. The goal isn’t just to monitor numbers—it’s to make smarter decisions that compound over time.
Remember: The best app doesn’t just show you where your money is—it helps you build confidence in where it’s going.